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Associate Credit Analyst

Company: LG Electronics
Location: Englewood Cliffs
Posted on: June 25, 2022

Job Description:


Bachelor Degree

1 years experience

Fresh Grads



Englewood Cliffs, New Jersey 07632

At LG, innovation is the foundation of everything we do. We make products and services that make lives better, easier and happier through increased functionality and fun. Put simply, we make "Life Good" - from home appliances, consumer electronics, vehicle components, to business innovations in digital signage, air conditioning and LED lighting.

We are currently seeking our newest innovator to join our dynamic team as an Associate Credit Analyst on the Credit Team!


Credit Associate is responsible for reviewing and updating new and existing customer credit files, requiring analytical, quantitative and technical skills. Credit Associate will consult with the Manager and/or Senior Manager as needed to review the progress of various projects and the overall status of the department. He/she will:

1.) Release orders based on credit availability

2.) Analyze financial statements in conjunction with credit risk analysis

3.) Determine overall credit worthiness

4.) Implement credit-related policies as appropriate


* Handle portfolio of assigned accounts
* Gather and analyze credit and/or other data to determine impact on business operations, as appropriate
* Make recommendations for credit limits based on availability of credit insurance, LG payment history, trade references, third party sources, and other credit tools, as applicable
* Evaluate and implement internal and external credit scoring models using both traditional and other predictive technologies
* Participate in and contribute to projects to develop recommendations for credit policy, credit/data support systems and provide revenue, cost, delinquency, and loss forecasts
* Interface with customers and other departments to develop strategies to prevent problems and develop solutions to correct existing problems
* Represent the department at sales meetings to educate sales people and/or customers about LG credit policy
* Visit customers as required to evaluate operations, maintain a relationship, and/or obtain financial statement data
* Pursuit of the Certified Credit Executive designation through NACM
* Complete other related duties as assigned


* Bachelors degree
* No formal experience is required, but must have basic knowledge and understanding of financial statements
* Motivated for working as a credit anlayst, building knowledge and understanding of financial statement analysis and credit work responsibilities
* Strong organizational, analytical, problem-solving, verbal and written communication skills
* Proficiency with MS Office (Word, Excel and PowerPoint) is a must

LG Electronics, USA Inc., LG Mobile Research USA LLC, LG Electronics, Alabama, inc., LGEVU and Zenith Electronics LLC provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the Company takes affirmative action to ensure that applicants are employed and employees are treated during employment without regard to any of these characteristics.

Keywords: LG Electronics, Tenafly , Associate Credit Analyst, Professions , Englewood Cliffs, New Jersey

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